Payment Assistance Policy Summary

1   Battling to pay your telco bill?

If you’re a financial hardship customer, you have a right to apply for short-term financial hardship assistance (up to three billing cycles) or long-term assistance (more than three billing cycles).  Assistance is free of charge. 

2   What counts as financial hardship?

Financial hardship is when you can’t pay what you owe us because of things like:

- personal or household illness;
- unemployment;
- low or insufficient income, including reduced access to income;
- being a victim survivor of domestic or family violence;
- a death in the family;
- a change in personal or family circumstances;
- a natural disaster;
- unexpected events or unforeseen changes that have impacted your income or expenditure; or
other reasonable causes,

but you think you could pay if we had an agreed arrangement for one or more of the financial hardship assistance options we offer. 

3   What assistance options do we offer?

If you’re a financial hardship customer, we may agree to:

- allow you more time to pay a bill
- accept a payment plan tailored to your ability to pay
- discount a bill
- apply a credit to your account
- give you credit in exchange for payments you make
- transfer you to a different plan that better suits your circumstances
- offer you a free non-automatic payment method. 

4   How to apply for assistance

- Apply by filling out an application form, available online at https://orionsat.com.au/legal or by calling our help desk on 1300 880 663 or emailing us at https://orionsat.com.au/legal.
- If you need help with an application, just call our help desk. 

5   You can complain about financial hardship matters

You can complain to us – see our Complaint Handling Process here.

If you’re still not happy, you can complain to the Telecommunications Industry Ombudsman (TIO):
- TIO website:    tio.com.au
- phone             1800 062 058
- Email               tio@tio.com.au
- Fax                   1800 630 614
- Post                 PO Box 276, Collins Street West, VIC 8007

6   Other places to get help

You can also get information and advice from:

- TIO – details above; and
- Financial counselling services. To find and contact a suitable financial counselling service, visit the Australian Government information page at moneysmart.gov.au/managing-debt/financial-counselling.